Fenced Corner lot in desirable Marion Oak North boasting 1910 living area. As you drive up you will notice the love care this home has had. Notice the retractable screen for the front entrance. The exterior was painted in 2020, NEW ROOF 2023, new vinyl plank flooring, NEW air conditioner 2023. When entering the home there is a 12 X13 room on each side. These could be enclosed for 2 additional bedrooms or used as an office or dining room. many possibilities! Each room has a ceiling fan, the master ensuite bath has a separate shower and tub, enclosed toilet room, his and her vanity and his and her closets. This is a split bedroom plan home. The family room has French doors with built in blinds that lead to large backyard. Once in the backyard you will notice the large storage building with ELECTRIC! The water bill averages around $15 per month and the electric bill is under $200 per month in summer per seller. The home has always had regular Terminix treatments. Home's location offers easy access to !-75 and you are 10 minutes from Wal Mart and restautrants.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $103 | $103 | $103 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,612 | $1,590 | $2,017 |
Total Monthly Payment | $1,790 | $1,768 | $2,195 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.