10 Ginger Quill CIRCLE, Lake Wales, FL, 33898 | $85,000

Do you like to go fishing? Need a place to chill out? This fully furnished and turnkey one bedroom home could be just what you're looking for! It's located in the 55+ community of Saddlebag Lake Resort, where you own the land, and is situated on a large shaded corner lot near the back of the resort, where there's not much traffic. This cozy home has a comfortable open concept living space that includes a living room, dining room, kitchen and even an office nook. The kitchen has solid wood cabinets, and a bottom freezer stainless steel refrigerator. The bathroom has a shower stall and water closet. The secluded bedroom is your private retreat at the end of the day. You'll love the palm-tree lined yard, with it's bromeliads, banana tree, heliconias and other tropical landscaping, and the patio where you can grill out. There are two driveways, so you'll always have a place to park, and the shed is big enough to hold all your tools. When it's time to venture out, you'll have access to the lake at the boat ramp, plus there's a beach house at the marina that you can reserve at no charge for private parties. The recreation room is the hang-out place where you can get in a game of pool, use the fitness equipment or enjoy the sauna. Then there's the crystal clear heated pool, and of course the screen-enclosed hot tub for maximum comfort. If you're feeling more energetic, you can always play tennis or pickle ball, or try your hand at shuffleboard or horse shoes. Get to know your neighbors at the clubhouse, where you can participate in planned activities. If you're a golfer, you can practice your swing at the driving range. The resort is pet friendly and even has a dog park at the back of the community. Your water, sewer and trash pick-up, plus use of all the amenities, are included in the low quarterly HOA dues. For the ultimate getaway experience, call now for your private tour!

Features

  • Amenities: Clubhouse, Fitness Center, Laundry, Pickleball Court(s), Pool, Recreation Facilities, Sauna, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 4
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: None
  • Year Built: 2008
  • Heating: None
  • Cooling: Wall/Window Unit(s)
  • Approx Sq. Feet: 256
  • Acreage: 0.13
  • Est. Taxes: $305
  • HOA Fee: $680 Quarterly
  • Lot Desc: Corner Lot
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Electric Water Heater, Microwave, Refrigerator
  • MLS#: K4902616
  • Days on Market: 83 days
  • Website: https://www.raveis.com
    /prop/K4902616/10gingerquillcircle_lakewales_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/27/2024 3:53:28 AM)
Listing courtesy of BENDER REALTY, LLC   Phone: 863-223-8708

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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10 Ginger Quill CIRCLE, Lake Wales, FL, 33898

$85,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $68,000 $68,000 $68,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.055% 6.160%
Monthly Tax Payment $25 $25 $25
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $452 $447 $569
Total Monthly Payment $552 $547 $669

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.