39 Winter Street, Northfield, VT, 05663 | $449,900

This stunning 4-bedroom, 2-bathroom residence is a perfect blend of style, comfort, and sustainability. Nestled in a desirable neighborhood, this two-story gem boasts an inviting layout that balances spaciousness with a cozy atmosphere. As you step inside, you'll be greeted by beautiful wood floors that lead you through the main level. The formal dining room features elegant built-ins, creating a perfect space for entertaining. The well-appointed kitchen flows seamlessly into the living area, making it ideal for gatherings. With four generous bedrooms, there's plenty of room for everyone, whether you're accommodating guests, creating a home office, or simply enjoying your personal space. This home is not just beautiful; it's also smart! Equipped with solar panels, you'll enjoy lower energy bills and an eco-friendly lifestyle, complete with backup heating for added comfort during the colder months. Off-street parking and a two-car garage offer ample space for your vehicles and storage needs. Located just minutes from the university and a short 10-mile drive to Montpelier, you'll appreciate the perfect blend of suburban tranquility and urban accessibility. Don't miss your chance to make this charming home your own! Experience all that this wonderful property has to offer.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full
  • Style: Contemporary
  • Year Built: 1908
  • Garage: 2-car Garage
  • Heating: Radiator
  • Cooling: Other
  • Basement: Interior Access
  • Approx Sq. Feet: 4,424
  • Acreage: 0.29
  • Est. Taxes: $5,460
  • Lot Desc: Corner
  • MLS#: 5023285
  • Website: https://www.raveis.com
    /prop/5023285/39winterstreet_northfield_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 12/4/2024
Listing courtesy of www.HomeZu.com   Phone: 877-249-5478
Listing Agent: Jason Saphire

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

39 Winter Street, Northfield, VT, 05663

$449,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $359,920 $359,920 $359,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.352% 7.042% 6.160%
Monthly Tax Payment $455 $455 $455
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,364 $2,364 $3,013
Total Monthly Payment $2,894 $2,894 $3,543

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.