Be prepared to fall in love with this free standing condominium in sought after community of Somers Village. This home has it all and more, in this 55+ development. The covered porch leads to Foyer. Home office or den to your right with pocket doors is just one of the many attributes that makes this home special. To your left of Foyer is Formal Dining Room that makes entertaining easy with entry to expansive Kitchen with granite countertops upgraded cabinets and stainless steel GE appliances. You have a choice to sit at breakfast bar or dinning area in Kitchen. The Sun Room off the main living area brings all the sunshine you could ever ask for to brighten your day. Slider leads to patio area that is lightly wooded for privacy. The Primary Bedroom on the first floor with vaulted ceilings, large walk in closet and sitting area. The large Primary Bathroom has it all with whirlpool tub separate shower and double sinks The Great Room is the center of the home with hardwood floors, gas fireplace and open stair case to loft with built in bookcase and second bedroom and full bath. Powder room for guests and Laundry Room on first floor makes life so convenient. Attached two car garage and large unfinished basement with many possibilities. Subject to finding home of choice actively looking.
Type | Description | Level |
---|---|---|
Bedroom 1 | Upper | |
Dining Room | 9 ft+ Ceilings,Hardwood Floor | Main |
Great Room | Cathedral Ceiling,Ceiling Fan,Gas Log Fireplace,Hardwood Floor | Main |
Kitchen | 9 ft+ Ceilings,Breakfast Bar,Granite Counters,Hardwood Floor | Main |
Loft | Book Shelves | Upper |
Office | Wall/Wall Carpet | Main |
Primary Bedroom | Bedroom Suite,Ceiling Fan,Full Bath,Whirlpool Tub,Walk-In Closet,Wall/Wall Carpet | Main |
Sun Room | Sliders,Tile Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $663 | $663 | $663 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,759 | $2,759 | $3,516 |
Total Monthly Payment | $3,514 | $3,514 | $4,271 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.