This home has been beautifully updated with a unique open floor plan that combines the kitchen, dining room, and family room into a seamless space, perfect for entertaining. At the heart of this open area is an oversized kitchen island with a granite top, offering ample storage and seating. The living room and hallway boast newly refinished hardwood floors, while the majority of rooms have a fresh coat of paint. The primary suite features new flooring, and the primary bathroom has been tastefully remodeled. New flooring has been laid throughout most of the house. The finished lower level includes a masonry fireplace, two additional large bedrooms, a full bath, and extra storage. The property sits on just under an acre corner lot, with a fenced area accessible from the deck and more yard space beyond. Other significant updates include a new roof in 2022, vinyl replacement windows in 2020 (excluding the large windows in the family and living rooms), a new furnace in 2022, Electrical 2020
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Closet, Flooring - Laminate | 11.0 x 11.0 | First |
Bedroom 3 | Closet, Flooring - Wall to Wall Carpet | 10.0 x 11.0 | First |
Bedroom 4 | Closet, Flooring - Wall to Wall Carpet | 10.0 x 14.0 | Basement |
Dining Room | Flooring - Stone/Ceramic Tile, Deck - Exterior, Exterior Access, Lighting - Overhead | First | |
Kitchen | Flooring - Stone/Ceramic Tile, Dining Area, Balcony / Deck, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Kitchen Island, Deck - Exterior, Exterior Access, Open Floorplan, Stainless Steel Appliances, Lighting - Pendant, Lighting - Overhead | 12.0 x 22.0 | First |
Living Room | Ceiling Fan(s), Flooring - Hardwood, Cable Hookup, Open Floorplan | 14.0 x 16.0 | First |
Master Bedroom | Bathroom - Full, Closet, Flooring - Laminate | 11.0 x 15.0 | First |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $551,920 | $551,920 | $551,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $475 | $475 | $475 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,626 | $3,626 | $4,620 |
Total Monthly Payment | $4,193 | $4,193 | $5,187 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.