Welcome to 20 Knoll View in the Sparta section of Ossining, bordering Scarborough. This beautifully designed townhouse in the heart of Ossining, offers the perfect blend of comfort, and convenience. This spacious 3-bedroom, 3. 5-bathroom home features a thoughtfully laid-out floor plan with modern touches and plenty of space and storage for all your needs. The main level boasts a welcoming living room with a working wood-burning fireplace, a formal dining area, and a conveniently located half bath. The kitchen overlooks the dining space and provides easy access to the expansive double terrace, ideal for entertaining or relaxing. Upstairs on the 2nd floor, the primary suite offers a tranquil retreat, complete with a walk-in closet, an ensuite bath featuring a dual vanity, and an abundance of natural light. Two additional bedrooms and the second-floor laundry add to the ease of living. The finished basement is a versatile space with its own private entrance, a bedroom, and a full bathroom—perfect for guests, a home office, or additional living space, with separate zoned heating. A spacious one-car garage with ample storage adds to the home's practicality. Located directly across from the clubhouse and pool, this home is perfectly situated within the community. Enjoy the convenience of complimentary Uber transportation to the Scarborough Metro-North station, making commuting a breeze. For added peace of mind, this home comes with a home warranty, ensuring confidence in your investment. This home is truly a gem, offering a unique combination of lifestyle, location, and functionality. Schedule your showing today and experience all it has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$470,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $376,000 | $376,000 | $376,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $914 | $914 | $914 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,470 | $2,470 | $3,148 |
Total Monthly Payment | $3,459 | $3,459 | $4,137 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.