TURN KEY Property!! Everything has been redone from top to bottom. This sun-drenched cape sits in a quiet mid-block location aligned to Manor Oaks elementary school. Conveniently close to public transportation, shopping, schools, and places of worship. Gas cooking, Gas Heating, and multiple zones for efficiency to keep the bills of homeownership low. New Kitchen with stainless steel appliances with warranties transferable, smart lights and thermostats throughout the house. Bathrooms have been renovated and have a contemporary look with the blue tooth speakers in the vanity for listening to music. The basement is fully finished with new washer and dryer and a second refrigerator for extra storage. The utilities of a furnace and hot water tank were replaced in 2022. The brand new roof, gutters, leaders were replaced in 2022. There was a French drain system installed in 2022 with unground sprinkler system installed keeping the landscaping pristine. The whole house has a water filter system and the basement windows were replaced and new. Spray foam was used throughout the whole house for extra insulation for extra warmth during the winter times. Taxes with STAR exemption are $12, 253. 62, Additional information: Separate Hotwater Heater: Yes
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,110 | $679,110 | $679,110 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.820% | 6.723% | 6.284% |
Monthly Tax Payment | $1,083 | $1,083 | $1,083 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,017 | $4,348 | $5,777 |
Total Monthly Payment | $5,192 | $5,523 | $6,952 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.