Under contract-accepting backup offers. Lowest priced & move-in ready 3 bedroom 2 bath split floor plan block home in NO FLOOD, NO EVACUATION ZONE is ready for a new owner! Inviting, open floor plan with 200sqft enclosed Florida room (for added living space), bright and functional kitchen with warm "honey-wood cabinets", GE & Spectra appliances (custom-made butcher block island DOES NOT CONVEY), & two remodeled baths. The wife of the house will appreciate the inside laundry room with sink, and Maytag & GE washer/dryer (attic access). There are wood laminate and tile floors throughout the home, newer A/C (2021), Rheem Hot Water Heater (2022), exterior glass storm door, shingle roof with gutters (2009) and a newer high-impact garage door. Enjoy the all fenced private backyard with 500 sqft concrete patio - ideal to put your hot tub & relax after a long day at work. Home is located along dead-end street, next door to the Seminole City Hall, Post Office, and across from Seminole Rec Center (various exercise, line-dance & spin classes, ball courts, Olympic-size outdoor pool) and St. Petersburg College. Minutes to Largo Mall or the new Seminole City Center with movie theater, eateries, Fitness studio, banks, "Fresh Market" & stores. Indian Shores and our Florida Gulf Beaches are just a 10 Min. drive or ride your bike on the nearby 40-Mile Pinellas Trail between St. Petersburg and Tarpon Springs. Hurry, this property is not just a house; it's a place to call home - come see it and make this beauty your own (quick possession possible!)
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Our Executive Mortgage Banker:
Our Insurance Division:
$439,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,920 | $351,920 | $351,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $106 | $106 | $106 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,283 | $2,253 | $2,922 |
Total Monthly Payment | $2,464 | $2,434 | $3,103 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.