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859 Vienna DRIVE, Winter Haven, FL, 33884 | $285,000
One or more photo(s) has been virtually staged. This Home Can Be Yours with No Money Down and no PMI!!
Welcome to 859 Vienna Dr, nestled in the sought-after Villamar community of Winter Haven, FL – a serene neighborhood that offers top-rated schools, modern amenities, and an unbeatable location.
Picture this: Your journey to homeownership begins with stepping into a thoughtfully designed home that feels like it was made just for you. The open-concept layout creates a seamless flow from the sun-filled living room to the stylish kitchen, complete with stainless steel appliances. Every detail invites you to imagine your future here – family dinners, holiday celebrations, and quiet evenings unwinding in comfort.
Step outside, and the possibilities continue. Villamar’s community amenities include a sparkling pool, a relaxing cabana, and a fun-filled playground – perfect for creating lasting memories. The quiet surroundings of the Chain of Lakes area provides a peaceful escape, while still being just minutes away from everything you need. Publix, Walmart, restaurants, banks, shopping, and hospitals are all within easy reach. For family fun, Legoland is right around the corner!
Commuters and explorers alike will love the convenient access to Hwy 27, Hwy 60, and I-4, making it easy to reach Orlando, Lakeland, and Tampa. Whether you’re headed to the theme parks, downtown attractions, or sandy Gulf beaches, this location puts it all within reach.
And the best part? This home can be yours with no money down and no PMI – an incredible opportunity to make your dreams a reality.
Schedule your private showing today.
Features
- Amenities: Playground, Pool
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
- Year Built: 2021
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,512
- Acreage: 0.13
- Est. Taxes: $5,300
- HOA Fee: $167 Annually
- Elem. School: Chain O Lakes Elem
- Middle School: Mclaughlin Middle
- High School: Lake Region High
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: S5116316
- Days on Market: 32 days
- Website: https://www.raveis.com
/prop/S5116316/859viennadrive_winterhaven_fl?source=qrflyer
Listing courtesy of CRISTALDI REALTY LLC Phone: 863-420-6777
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
859 Vienna DRIVE, Winter Haven, FL, 33884
$285,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $228,000 | $228,000 | $228,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
| Monthly Tax Payment | $442 | $442 | $442 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,517 | $1,515 | $1,955 |
| Total Monthly Payment | $2,034 | $2,032 | $2,472 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388