11401 Shipwatch LANE, #1822, Largo, FL, 33774 | $345,000

Milestone Inspection exempt! Welcome to your slice of coastal paradise at SHIPWATCH YACHT AND TENNIS CLUB! This Move In Ready (Furnished as shown) TWO BEDROOM ground floor condo is all about a casual lifestyle near the beach. The main living space is comfortable, yet stylish, FLOODED WITH NATURAL LIGHT from the enclosed lanai. The kitchen is large with ample cabinets, counters, a pantry for storage, and room for an eat-in area. The spacious PRIMARY SUITE is your personal retreat with lanai access and views of the green area. A walk-in closet and EN-SUITE BATH featuring a dual sink vanity and walk-in shower complete the room. The second bedroom is large, ideal for guests or family with the second bath nearby. Florida is about OUTDOOR LIVING you will love the ENCLOSED LANAI and REAR patio areas - the lanai is climate controlled for your comfort and the PATIO is the place to enjoy the breeze , sun, and soak in the serene atmosphere. Another outdoor feature is the COURTYARD at the front of the unit - attractive with low maintenance landscaping! A PRIVATE ONE CAR GARAGE with epoxy floors and attic storage completes the features of this delightful condo. Shipwatch has so much to offer - 54 landscaped acres bordering the Intracoastal Waterway- 2 pools, hot tub, Har-tru tennis courts, pickleball courts, fitness room, 2 Clubhouses, marina and a variety of regular and special activities! So close to the beach, great restaurants, and shopping. Come see for yourself - YOU WILL LOVE IT! Helene/Milton Update - NO flooding in this community!

Features

  • Heating: Electric
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Clubhouse, Fitness Center, Pickleball Court(s), Pool, Spa/Hot Tub, Tennis Court(s), Vehicle Restrictions
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Closet
  • Complex: SHIPWATCH
  • Year Built: 1993
  • Approx Sq. Feet: 1,235
  • Est. Taxes: $4,929
  • Condo Fee: $1,185 Monthly
  • Elem. School: Oakhurst Elementary-PN
  • Middle School: Seminole Middle-PN
  • High School: Seminole High-PN
  • Pool: Gunite, Heated, In Ground
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8318133
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8318133/11401shipwatchlane_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/28/2024 12:44:31 AM)
Listing courtesy of THE AMBROSIO GROUP   Phone: 727-433-0372

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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11401 Shipwatch LANE, #1822, Largo, FL, 33774

$345,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $276,000 $276,000 $276,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.352% 7.042% 6.160%
Monthly Tax Payment $411 $411 $411
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,813 $1,813 $2,310
Total Monthly Payment $2,299 $2,299 $2,796

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.