Charming 55+ Villa in Winter Haven – Your Perfect Florida Retreat!
This beautiful villa is located in the desirable 55+ community of Traditions, just an hour away from Orlando, offering the ideal combination of central Florida living and peaceful community surroundings. Residents enjoy a variety of amenities, including a clubhouse, sauna, pool, gym, ballroom, and a dog park—all designed to enhance your lifestyle and provide plenty of opportunities for relaxation and recreation.
The villa features 1, 385 SqFt of living space, with 2 bedrooms, 2 bathrooms, and a spacious open den—perfect for a home office, hobby room, or extra guest space. Enjoy purified water with a water softener system installed in the garage. The open-concept layout creates a bright, airy atmosphere that flows seamlessly from room to room, ideal for both daily living and entertaining. The rear of the villa offers a peaceful view of a beautiful golf course and serene lake, providing a tranquil backdrop to your daily life.
The HOA fees include a wide range of services and benefits, making living here easy and hassle-free. These fees cover exterior painting, roof insurance, termite bond, lawn maintenance, irrigation, and Spectrum TV and internet. You'll have everything you need for peace of mind and convenience, with no additional worries about upkeep.
This villa offers the perfect opportunity to enjoy an active, low-maintenance lifestyle in a community that blends comfort, leisure, and convenience. Call today for a showing, or better yet, make this charming villa your new home!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$235,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $186 | $186 | $186 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,235 | $1,235 | $1,574 |
Total Monthly Payment | $1,496 | $1,496 | $1,835 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.