NO FLOOD ZONE! LOW HOA paid quarterly. Owner's pride shows through in this meticulously maintained 3/2 pool home with a study/den and bonus room in the quaint gated community of Suncoast lakes. So many upgrades! New roof 2023, New AC in 2019, Pool resurfaced, new granite counters with stainless-steel appliances in kitchen and blank style tile floor in all the main living areas and kitchen. Freshly painted in neutral colors. The primary suite boasts a walk-in closet, an en-suite spacious private bath with dual sinks, and a walk-in shower. A split floor plan with a separate hallway leads to two guest bedrooms, a bonus room, an updated bath and a spacious laundry room. Irrigation system water supplied by peace river, which save on your water bill! Suncoast lakes have a beautiful community pool and recreation facilities. The location is convenient, close to I-75, shopping, dining, beaches and the Punta Gorda Airport. Your home is just minutes from Charlotte Harbor where you can enjoy world class fishing and boating. Take a short drive to the quaint downtown Punta Gorda with locally owned restaurants, 18 miles of bike and pedestrian trails, numerous golf courses, the PicklePlex and the well-known Fishermans Village. It's home to many events, including a Saturday and Sunday Farmer's Market, boat tours, wine walks, and art fairs. This one will not last long! So, hurry and schedule a showing today! This is a rare chance to own a piece of paradise at an affordable price! world-class fishing, and boating await. "
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Our Executive Mortgage Banker:
Our Insurance Division:
$439,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,200 | $351,200 | $351,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $494 | $494 | $494 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,396 | $2,334 | $2,987 |
Total Monthly Payment | $2,965 | $2,903 | $3,556 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.