3002 Bracci DRIVE, Saint James City, FL, 33956 | $639,000

This highly desirable waterfront pool home in St. James City offers the perfect blend of tranquility, convenience, and modern upgrades. Situated on a safe, quiet street with no bridges and just 5 minutes to open water, this property is a boater's dream. The home has never flooded, providing peace of mind, and it comes with an elevation certificate and a recent four-point inspection report for added security. The home features a new durable and long lasting metal roof installed in 2022, along with hurricane shutters on the windows and a hurricane-rated garage door for additional protection. Inside, you'll find a new HVAC system, including all new ductwork and cold air returns, installed in 2022, and updated PVC plumbing throughout the entire property. The exterior is beautifully landscaped with new shell landscaping, enhancing its curb appeal. For boaters, the property includes an oversized concrete and composite dock with a 13, 000 lb boat lift, perfect for waterfront living. The home is also equipped with new washer, dryer, and microwave in 2024, along with a newer refrigerator and dishwasher. The property is in excellent condition and offers the opportunity for negotiable furnishings, allowing for a seamless transition into your new home. Competitively priced and with motivated sellers, this home represents an outstanding value in today’s market. Don’t miss out. Schedule your viewing today!

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 80 x 110
  • Laundry: Inside, Laundry Room
  • Year Built: 1988
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,523
  • Acreage: 0.2
  • Lot Size: 80 x 110
  • Est. Taxes: $1,587
  • Pool: Gunite, In Ground
  • Appliances: Dishwasher, Dryer, Freezer, Microwave, Range, Refrigerator, Washer
  • MLS#: C7501157
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/C7501157/3002braccidrive_saintjamescity_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/11/2024 7:47:08 PM)
Listing courtesy of CAPE PREMIER REALTY   Phone: 239-747-2017

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3002 Bracci DRIVE, Saint James City, FL, 33956

$639,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $511,200 $511,200 $511,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.300% 6.778% 6.034%
Monthly Tax Payment $132 $132 $132
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,316 $3,273 $4,245
Total Monthly Payment $3,540 $3,497 $4,469

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.