CAPTIVATING SINGLE-STORY GEM IN OAK CREEK
Discover the epitome of Florida living in this meticulously maintained 4-bedroom, 3-bath residence nestled in the highly sought-after OAK CREEK community. This single-story home boasts a spacious 3-CAR HEATED/COOLED GARAGE, ideal for your vehicles and toys. Enjoy the essence of a well-kept haven that not only smells heavenly but also features an exquisite combination of TILE FLOORING and LAMINATE throughout, enhancing the already spacious feel of the WIDE-OPEN FLOOR PLAN.
The heart of this home is the LARGE CHEF'S KITCHEN, equipped with LEVEL 2 CABINETS and an ELEVATED BAR, perfect for entertaining or casual dining. FRESHLY PAINTED walls and STONE COUNTERS add a touch of elegance to the vibrant interior. Recent updates include a NEWER WASHING MACHINE, DRYER, and a top-of-the-line HOT TUB situated in a LARGE, FULLY SCREENED EXTENDED LANAI that promises private enjoyment of the outdoors. The BACKYARD is BEAUTIFULLY LANDSCAPED and FULLY FENCED for your privacy.
Located in a QUIET NEIGHBORHOOD, this home provides an excellent balance of community and privacy with INCREDIBLE AMENITIES right at your doorstep. Enjoy a COMMUNITY POOL, PLAYGROUND, DOG PARK, and WALKING PATHS, along with the CONVENIENCE of being in close proximity to highways, making commutes to Tampa, Orlando, or Ocala a breeze. STATE PARKS, dining options, and grocery stores are all within a stone's throw, ensuring you never have to stray far from home for what you need.
The thoughtful layout features an OFFICE at the front of the house, perfect for those who work from home or need a quiet space to concentrate. The living spaces are designed to feel MASSIVE yet inviting, with plenty of room for family gatherings or simply enjoying a quiet evening at home.
This OAK CREEK sanctuary is more than just a house; it's a place you can truly call home. Don't miss the opportunity to own this piece of paradise.
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $468 | $468 | $468 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,496 | $2,496 | $3,181 |
Total Monthly Payment | $3,039 | $3,039 | $3,724 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.