Postcard home at Village of Osprey. WEST OF THE TRAIL . TWO HOMES FROM THE BAY on a DEAD-END STREET. High and dry home, no water or hurricane damage. NO HOA OR CDD. NEW ROOF 4 YEARS AGO. OUTDOOR LIFESTYLE. As you drive up to a paver driveway to be welcomed to a railed open front porch. Enjoy the plethora of the fruit trees, such as mango, fig, orange, lemon and more. Three bedroom plus two bathroom and oversized 400 ft. one car garage. The living room is light and bright. The kitchen is well equipped with stainless appliances, granite counters and impressive backsplash. There is space for formal dining in the kitchen. Exit the kitchen to the back porch. Sit around the fire pit, or walk around the fenced backyard, you will find the storage shed with the wall A/C, flooring and ready for your workshop. Part of the backyard is paved. Flooring tile and luxury vinyl. Washer and dryer inside. Plenty of storage closets. Bring your RV and water toys as there's space for all of them. Take walks to the end of the street and take pleasure in the dreamy sunsets. Historic Spanish Point is just around the corner. Canopy streets are all around for you to ride your bicycle or walk. Explore Sarasota and Venice's culinary and cultural venues. HOME IS AVAILABLE TO BE SOLD FULLY FURNISHED.
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Our Executive Mortgage Banker:
Our Insurance Division:
$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $224 | $224 | $224 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,327 | $3,327 | $4,253 |
Total Monthly Payment | $3,643 | $3,643 | $4,569 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.