Under contract-accepting backup offers. WELCOME TO SAND KEY, CLEARWATER AND THE COMMUNITY OF BAYSIDE GARDENS IV. This three bedroom, two and a half bath, 1500 sq ft+ townhouse rests right parallel to the intracoastal waterway for direct view of the morning sun and coastal wildlife throughout the day. Please note before reading on that the living area begins on the second level and all bedroom quarters are located on the third level. Entering through the ground level doorway, you proceed up two short flights of stairs, separated by a landing into the living quarters that feature a recently remodeled kitchen, with separate standing island. The kitchen features, granite countertop and island top, off white cabinets, stainless steel appliances, recessed led lighting, laundry closet, & wooden flooring. The living room features, two sets of new high impact storm glass sliders to view the intracoastal waterways along with a full length balcony. Both sets of sliders and window have remote control blinds. NOTE: all windows and glass sliding doors through out are newly high impact. As stated the bedroom quarters are up two short flights of stairs (separated by a small landing). The primary bedroom is facing the East and has a full length balcony along with two more sliding glass doors. Primary bathroom had also been renovated. Down the hallway there are two guest bedrooms that feature a renovated Jack and Jill bathroom in between. This unit does come with one covered carport parking space "K". The community pool is a short distance away and there is access to the Sand Key beaches directly out front via a crosswalk. The Sand Key plaza is directly next to Bayside Gardens IV with several restaurants, boutiques', food mart, and an ice cream shop. The Sand Key park and yacht center are just steps away as well. Lastly, the seller would consider this townhouse to become fully furnished along with all furnishings.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $535,040 | $535,040 | $535,040 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $527 | $527 | $527 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,560 | $3,556 | $4,588 |
Total Monthly Payment | $4,179 | $4,175 | $5,207 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.