SAVE MONEY. . . No HOA dues! No CDD fees! No Flood Insurance required! Low ($45/mo/avg) Electric bill! No need to repaint inside or outside! Cheaper home insurance with a metal roof like of 30-50 years total. With all those savings, you can afford this home. 2332 Windsor Oaks in Lutz is an exceptional home that blends modern living with energy efficiency and a fantastic location. Set on a spacious 75-foot-wide lot, this beautifully updated property offers a wealth of features, making it a standout choice for any buyer seeking comfort, convenience and energy efficiency. INTERIOR FEATURES and UPDATES: Step inside to find a versatile Great Room floorplan with a soaring vaulted ceiling, perfect for family gatherings or entertaining around stone-faced fireplace. You’ll love the efficient, updated kitchen featuring stylish cabinetry, recessed lighting and a way fresh country-styled sink. Fully updated bathrooms add to the home’s modern appeal. Gleaming wood floors flow throughout, providing warmth and elegance, while energy-efficient windows and sliding doors provide natural light. The large Main Bedroom has a generous updated ensuite bath and a walk-in shower. There’s even a sliding door that leads to the lanai. BR2 also has wood floors and a sliding door to the screened lanai. BR3, (currently a quilting room) has an additional flex space that be used as a child’s playroom, hobby room, office/den, pet area, or even an exercise equipment room, adapting effortlessly to your lifestyle needs. SUSTAINABILITY AND EFFICIENCY: This home is packed with money-saving, energy-efficient upgrades, including solar panels and a solar thermostatic roof-mounted attic fan, resulting in an average monthly electric bill of less than $45. A long-lasting metal roof, paired with a whole-house water purification system further enhances the property’s value and sustainability. Fresh interior and exterior paint provide a move-in-ready experience, while the gas fireplace creates a cozy atmosphere on cooler evenings. Custom hurricane panels for windows and doors provide security and protection. OUTDOOR LIVING: The outdoor spaces are equally impressive, featuring a massive 12x30 screened lanai perfect for hosting barbecues, relaxing with family, or enjoying Florida’s year-round sunshine. The large yard offers ample space for recreation, gardening, or simply unwinding in privacy. PRIME LOCATION: Situated in a quiet Lutz neighborhood, this home offers unbeatable convenience. It’s just 15 minutes from Costco, less than 20 minutes to the University of South Florida (USF), 25 minutes to downtown Tampa, and under 35 minutes to Tampa International Airport. Top-rated schools, parks, and recreation facilities are also close by, adding to the property’s appeal for families. This meticulously updated home at 2332 Windsor Oaks isn’t just a residence—it’s a lifestyle. With its thoughtful design, energy-efficient features, and proximity to key amenities, this property is perfect for those who value modern living and sustainability. Don’t miss your chance to make this stunning home your own. Make an appointment to see this one.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,600 | $319,600 | $319,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
Monthly Tax Payment | $171 | $171 | $171 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,100 | $2,124 | $2,695 |
Total Monthly Payment | $2,346 | $2,370 | $2,941 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.