Welcome Home! This Charming and Affordable 3-Bedroom, 2-Bathroom Starter Home and Potential Investment Property in Silver Springs Shores, FL, offers a perfect blend of comfort and convenience. The home features Fresh Exterior Paint and Updated Kitchen featuring New Cabinets, Countertops, and Sleek Stainless-Steel Appliances. Washer and Dryer will convey for Your convenience. The Master Bathroom has also been Recently Renovated, adding modern touches throughout. Beautiful Laminate Flooring in the bedrooms and Tile Flooring in the main areas. Enjoy Peace and Privacy with no neighbors behind, to the right, or across the street, and a Fully Fenced-In Backyard with a Shed, ideal for outdoor activities. Additional features include a 2020 AC system, Outdoor Security Cameras that convey, and a NEW ROOF replacement that will be scheduled prior to closing. With no HOA and a location close to Ocala, Belleview, and The Villages, this home is an excellent opportunity for those seeking affordable living in a desirable area.
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Our Executive Mortgage Banker:
Our Insurance Division:
$215,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $172,000 | $172,000 | $172,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $209 | $209 | $209 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,116 | $1,101 | $1,428 |
Total Monthly Payment | $1,400 | $1,385 | $1,712 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.