Bright, freshly painted, two bedroom, one bath first floor unit with screened porch, easy care vinyl flooring and newer windows throughout. The full bath includes a walk-in shower, linen closet, vanity and newer water closet. Good closet space within the unit. There is a laundry closet located between the dining/living areas. . . capable of hosting a combination washer/dryer unit. . . which the Seller is willing to exchange for the washer/dryer single units in the generous private basement laundry/storage room. The hook-up charges for the combination washer/dryer unit will be the Buyer's expense. A modest kitchen offers access to the dining area. Delightful screened porch accessible from the dining area and living room. Rooms shown with furniture are virtually staged. HOA fees include gas/hot water heat, water, expanded cable, exterior insurance, exterior maintenance, landscaping, snow plowing and rubbish removal. Beach Plum is a non-smoking complex. No short term rentals. One household pet, (a dog or a cat) with a weight of 30 pounds or less, is allowed. One assigned parking space. A very comfortable unit in a lovely, well maintained complex!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $190 | $190 | $190 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,894 | $1,870 | $2,425 |
Total Monthly Payment | $2,159 | $2,135 | $2,690 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.