Welcome to this exceptional 2-family residential gem, where comfort meets versatility. Nestled in the picturesque heart of Pine bush, this 2-bedroom main residence, complemented by a charming studio with a private entrance at the back, offers the ideal blend of tranquility and convenience. Imagine unwinding in your expansive backyard, perfect for hosting summer BBQs or simply soaking in the serenity of lazy afternoons. The inviting porch is your go-to spot for morning coffee, while the additional outbuilding opens the door to endless possibilities—whether you envision a home office, workshop, or creative space. Inside, elegance abounds with warm hardwood floors and a chef’s kitchen equipped with top-of-the-line appliances, designed to inspire culinary creativity. The versatile walk-out basement is your blank canvas, ready to be transformed into the ultimate home gym, recreation room, or office space to perfectly suit your lifestyle. This home is not just a place to live—it's a canvas for your dreams. Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 2 Car Attached,
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $820 | $820 | $820 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,335 | $2,305 | $2,989 |
Total Monthly Payment | $3,230 | $3,200 | $3,884 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.