Super RARE 2 1/2 CAR GARAGE SHEFFIELD with water/golf course view in the gated golf course/active resort of Kings Gate, a 55+ community that is more than 20 feet above sea level, has never experienced storm surge, NO FLOOD insurance required and in evacuation zone d (never been under an evacuation order). Tremendous curb appeal on this home including the STONE FACADE. Great updates/upgrades throughout the home include LARGE EXTENDED LANAI that is enclosed, paver patio, GRANITE kitchen counters, MURPHY BED in den and 2023 roof. Step inside this home and you'll be amazed by the 9 foot entry door and the 12 foot high ceilings providing a bright and airy feel. Your eyes will overlook the LARGE living room before moving out to that EXTENDED and very SPACIOUS LANAI with tremendous view of the 13th hole and pond. Seller will consider turnkey with the right offer (does not include golf cart). Very CLEAN and MOVE-IN ready home. Guest bedroom is to the front left of the house with master bedroom in the back right of the house providing great privacy for you and your guests. His/her walk in closets in the master are a BONUS! The den with pocket doors has a murphy bed - allowing the room to easily be used as a 3rd bedroom, office or second TV room - whatever fits your lifestyle. And if you haven't been to Kings Gate before - you're going to love the options for activity (Olympic size heated swimming pool and spa, tennis courts, pickle ball, lawn bowling, shuffle board, bocce, horseshoes, gym, billiards, library, euchre, bingo, bridge, Texas hold em, poker, mahjong and more). The onsite AND NEWLY REMODELED Lions Den restaurant and bar is super convenient and also offers Tuesday night Karaoke and monthly trivia contests. Many residents love the fact that they are just a golf cart ride away from the Winn Dixie shopping plaza that provides you access to grocery store, drug store, bank, restaurants and shopping. Want to explore outside of Kings Gate – you are minutes away from the restaurants and shops of downtown Punta Gorda and Fisherman's village. And if you want to explore more of Florida's fun spots you’re near I75 to quickly head north or south. An AWESOME home with a 2 1/2 CAR GARAGE and LARGE LANAI with golf/water view in a PREMIER gated community is a MUST SEE. Call today for a private showing and a golf cart tour of the community/amenities.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,199 | $271,199 | $271,199 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $373 | $373 | $373 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,759 | $1,737 | $2,252 |
Total Monthly Payment | $2,207 | $2,185 | $2,700 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.