Almost never does a property come up for sale in this area and especially not an opportunity like this one! This beautifully maintained, single-family colonial near the Duck Pond and close to town has a bonus multi-family with two 1-bedroom apartments! Great for guest home, in-law & extended family or rental opportunity! Pretty curb appeal w/front porch & lattice window. Step into the foyer & there you will access the a pretty living room w/stained glass window & gorgeous, maple floors; great for relaxing or entertaining. This opens to the dining room w/ceiling fan & same pretty floors. Enjoy the renovated kitchen w/newer cabinets, granite counters & stainless appliances. A full bath & sun porch complete this level. Upstairs find 3 bdrms & an office all w/the same maple fls, plus another full bath. Walk up attic could add another 500 sq ft of living space. The 1st floor of bldg2 has a ample living room, kitchen, bedroom & full bath. The 2nd floor is a bit smaller w/living room, kitchen, bedroom and bath plus a balcony. Both units need stoves and the upper unit needs some TLC. Large, deep lot, city water and sewer, gas heat. One car garage converted into workshop, can be converted back. Walk to downtown, train, beach. Close to I-95 and Merrit Pky. This amazing opportunity will not last! Buyer to do own due diligence on property uses.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Upper | ||
Bedroom 2 | Upper | ||
Bedroom 3 | Main | ||
Bedroom 4 | Upper | ||
Dining Room | Ceiling Fan,Hardwood Floor | 13.1 x 14.5 | Main |
Full Bath | Main | ||
Full Bath | Upper | ||
Full Bath | Main | ||
Full Bath | Upper | ||
Kitchen | Remodeled,Granite Counters | 11.0 x 13.3 | Main |
Kitchen | Main | ||
Kitchen | Upper | ||
Living Room | Hardwood Floor | 13.1 x 14.5 | Main |
Living Room | Main | ||
Living Room | Upper | ||
Other | 7.8 x 11.8 | Main | |
Primary Bedroom | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $700,000 | $700,000 | $700,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.820% | 6.723% | 6.284% |
Monthly Tax Payment | $921 | $921 | $921 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,141 | $4,482 | $5,954 |
Total Monthly Payment | $5,154 | $5,495 | $6,967 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.