Welcome to this well-maintained two-story home located in the heart of Kingston with easy access to local shops, dining, parks, the rail trail and more! Offering three bedrooms and one full bath, this property is designed for comfortable and convenient living. As you enter you are greeted with high ceilings and the open living area that boasts natural sunlight throughout. The main level includes a dining area, spacious living room, and a bedroom for added convenience. The kitchen features a tasteful design providing tile backsplash, butcher block countertops, and stainless-steel appliances. Upstairs, you'll find two more bedrooms, a large office/playroom, and an updated bathroom. Additional storage is available in the walk-up attic and the unfinished basement, which also houses the washer and dryer. Step outside to the oversized backyard, perfect for hosting family BBQ's or simply relaxing in your own private space. Don't miss the owned solar system that provides energy efficiency and adds incredible value to this home. Take a leisurely morning stroll to enjoy a cup of coffee at the local café just down the road, or wind down your evening with a live show at UPAC. With municipal sewer, water, and natural gas, this home has everything you need, come take a look! Recent updates include Roof (2019) Kitchen (2020) Furnace (2014) Bath (2021) Backyard Fence (2022)
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Our Executive Mortgage Banker:
Our Insurance Division:
$319,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,920 | $255,920 | $255,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $451 | $451 | $451 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,681 | $1,681 | $2,142 |
Total Monthly Payment | $2,207 | $2,207 | $2,668 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.