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12926 Payton STREET, Odessa, FL, 33556 | $550,000
Welcome to 12926 Payton St, a beautifully designed 3-bedroom, 2-bathroom home built in 2017, located in the sought-after Starkey Ranch community in Odessa. This home features an open great-room concept that seamlessly connects the kitchen, dining, and living areas, making it perfect for everyday living and entertaining. The gourmet kitchen boasts a central island, stainless steel appliances, a reverse osmosis filtration system, abundant cabinet space, and a spacious walk-in pantry. Adjacent to the kitchen is a dedicated workspace with built-in cabinets and a desk, ideal for a home office or study area. The primary suite features two walk-in closets and an en-suite bathroom with a massive walk-in shower and a double vanity with ample counter space. Bedroom two also offers a large walk-in closet, and with additional storage spaces throughout the home—including garage shelving—you’ll never run out of room. The outdoor space is equally impressive, with a screened lanai featuring roller shades, a fully fenced backyard, and beautifully paved walkways, driveway, and lanai. The irrigation system uses reclaimed water, ensuring efficient and eco-friendly landscaping. Additional highlights include a 2024 water softener, luxury vinyl plank flooring, and a new AC motor. The in-wall pest control system adds convenience and peace of mind. The laundry room is a standout with shelving, cabinetry, and a utility sink. This home is located in flood zone X, so no flood insurance is required, and the seller reports no damage from recent storms. Beyond the home itself, Starkey Ranch offers an exceptional lifestyle. Residents enjoy access to the expansive Starkey Ranch District Park with lighted fields, playgrounds, and picnic pavilions, as well as over 20 miles of scenic trails for walking, biking, or jogging. The community also features multiple pools, clubhouses, and proximity to the Jay B. Starkey Wilderness Preserve for additional outdoor adventures. Conveniently located just north of Tampa, with top-rated schools nearby, this home offers the perfect blend of comfort, community, and accessibility. Come see why Starkey Ranch is one of the most desirable communities in the area!
Features
- Amenities: Basketball Court, Fence Restrictions, Fitness Center, Park, Pickleball Court(s), Playground, Pool, Recreation Facilities, Tennis Court(s), Trail(s), Vehicle Restrictions
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full
- Laundry: Gas Dryer Hookup, Inside, Laundry Room
- Style: Craftsman
- Year Built: 2017
- Garage: 2-car Driveway, Garage Door Opener, Garage Faces Rear, On Street
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,993
- Acreage: 0.13
- Est. Taxes: $8,424
- Lot Desc: Sidewalk
- Elem. School: Starkey Ranch K-8
- Middle School: River Ridge Middle-PO
- High School: River Ridge High-PO
- Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Yes
- Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Kitchen Reverse Osmosis System, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener
- MLS#: TB8323494
- Days on Market: 7 days
- Website: https://www.raveis.com
/prop/TB8323494/12926paytonstreet_odessa_fl?source=qrflyer
Listing courtesy of EXP Realty LLC Phone: 888-883-8509
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
12926 Payton STREET, Odessa, FL, 33556
$550,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.339% | 7.017% | 6.120% |
| Monthly Tax Payment | $702 | $702 | $702 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,890 | $2,890 | $3,683 |
| Total Monthly Payment | $3,684 | $3,684 | $4,477 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388