Welcome to highly sought after Sparkling River Condominiums a 55+ beautiful & peaceful active adult community w/clubhouse. Seldom do homes come on the market here! This METICULOUS & UPGRADED free standing 1 level home offers OPEN CONCEPT WITH SOARING CATHEDRAL family room, kitchen and dining area. The kitchen boasts an abundance of cabinet & counter space, granite counters, ss appl (new refrigerator) and an enormous island. This is a fabulous space for family gatherings & entertaining. The family room is highlighted by a gas fp, recessed lights & ceiling fan. The dining area has a new slider to the back deck. Large primary bedroom suite boasts a walk-in shower w/glass doors and double sinks. Take a look at the walk-in closet. . great space! There's a formal dinrm or use as an office/den with pocket doors and a 2nd bedroom with a walk in closet. Abundance of closet space and an enormous 1, 657sf full basement for future expansion. **Large direct entry 2c garage with just a few steps into the hallway with laundry area and even more closet space & a kitchen pantry. Located on a corner lot at the beginning of a cul-de-sac and close to the clubhouse which offers a calendar of activities and social gatherings bringing neighbors together. Natural gas heat, town wtr & sewer. Easy access to shopping, restaurants, medical services and major rts. CLOSING on or after Feb 3rd. *One owner living in home must be at least 55.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $503,920 | $503,920 | $503,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $656 | $656 | $656 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,310 | $3,310 | $4,218 |
Total Monthly Payment | $4,058 | $4,058 | $4,966 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.