4725 Cove CIRCLE, #201, St. Petersburg, FL, 33708 | $249,000

Welcome to this charming 2/2 corner unit in a Waterfront property located in a 55 or older community. Situated on the second floor, this end unit offers the convenience of a carport located right in front of the entrance and an indoor laundry area. As you step inside, you'll be greeted by an open kitchen featuring solid wood cabinetry, a breakfast bar, and a pantry. The kitchen seamlessly flows into the dining and living area, providing breathtaking views of the intercoastal waterways and the canal. The natural lighting from the Florida room and living area enhances the beachy ambiance, offering stunning sunset views. The master bedroom boasts a walk-in closet and a private bathroom that has been updated with granite countertops and a walk-in shower. The guest bedroom is equally spacious, featuring its own private bathroom and a built-in closet. Living in this vibrant community comes with a plethora of amenities, including 2 heated pools, a full-time social director and management company. The property spans over 40 acres along the intercoastal way of Boca Ceiga Bay, just minutes away from Madeira Beach, shopping centers, drug stores, and a variety of fine dining options. Don't miss the opportunity to experience the relaxed and luxurious lifestyle offered by this corner unit, where every day is filled with stunning waterfront views and the convenience of upscale living in a welcoming community. The community suffered some infrastucture damage to its ammenties and is currently being renovated and will be bigger and better than before, the unit itself suffered no damage. It also comes move in ready so pack your bags your retreat awaits.

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 10
  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Closet
  • Complex: COLUMBIA TOWERS CONDO
  • Year Built: 1970
  • Approx Sq. Feet: 1,040
  • Est. Taxes: $4,013
  • Condo Fee: $790 Monthly
  • Adult Communities: Yes
  • Pet Policy: No
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8325467
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8325467/4725covecircle_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/26/2024 10:03:07 PM)
Listing courtesy of COLDWELL BANKER REALTY   Phone: 727-381-2345

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4725 Cove CIRCLE, #201, St. Petersburg, FL, 33708

$249,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $199,200 $199,200 $199,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $334 $334 $334
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,376 $1,342 $1,694
Total Monthly Payment $1,785 $1,751 $2,103

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.