5400 Park STREET N, #201, St. Petersburg, FL, 33709 | $210,000

Bring your personal vision to this 2 bedroom, 2 bath 1, 280 square foot condo in the beautiful Otter Key community. With a new roof in 2024 and new A/C in 2020, it’s ready for you to make it your own! This unit has an outstanding view of Cross Bayou, with sliders from the master bedroom and the main living area onto the balcony. Situated in a park like setting, you will feel as if you are far away from the hustle and bustle. The amenities include a heated pool, tennis courts, and a clubhouse with an exercise room, billiards, ping pong, library and kitchen. Otter Key is a gas building so there is no water heater in the unit. Gas is covered in your monthly maintenance along with water, sewer, trash, pest control, Escrow Reserves Fund, building maintenance, pool maintenance and grounds maintenance. No age restrictions! There is a Publix right across the street and shopping and beaches are just minutes away. Don't miss this one!

Features

  • Elevator: Y
  • Heating: Central, Natural Gas
  • Cooling: Central Air
  • Levels: 7
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Gas Dryer Hookup, Washer Hookup
  • Complex: ISLAND VIEW SOUTH CONDO
  • Year Built: 1985
  • Common Charge: $633 Monthly
  • Approx Sq. Feet: 1,280
  • Est. Taxes: $732
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: TB8318114
  • Days on Market: 10 days
  • Website: https://www.raveis.com
    /prop/TB8318114/5400parkstreetn_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/11/2024 7:47:08 PM)
Listing courtesy of RENAISSANCE REAL ESTATE   Phone: 727-799-2200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

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Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5400 Park STREET N, #201, St. Petersburg, FL, 33709

$210,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $168,000 $168,000 $168,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.300% 6.778% 6.034%
Monthly Tax Payment $61 $61 $61
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,090 $1,076 $1,395
Total Monthly Payment $1,226 $1,212 $1,531

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.