This three bedroom, two bath home with a fully fenced back yard is located in one of the most sought areas of Pinellas County. It is high and dry, over 60 feet above sea level, and is in a non-evacuation, no-flood zone. No HOA and no deed restrictions. This home has been meticulously maintained by the owners. The interior has been painted recently. The floors have easy to maintain ceramic tile throughout. The kitchen features wood cabinets, granite counter tops, smooth top range, above the range microwave, a dishwasher, and a new refrigerator with a water and ice dispenser. Sunken living room and a large separate family room are great for entertaining and allowing the family members to have their own spaces. The back french doors open to a 10 ft x 18 ft screened room which then leads out to an open patio. The exterior of the house has been painted recently and is all block construction with double pane windows. The back yard is fully fenced with new fencing on both sides. There is a 12 ft by 8 ft weatherproof shed, a shade tree, and a raised vegetable garden. The yard has an irrigation system on a pump and well. A double driveway plus a parking pad on the side of the house provides ample parking. A new roof was installed in 2020, the A/C was replaced in 2011, and the water heater was replaced in 2013. A great location just minutes to major retailers, grocery stores, restaurants, nature parks, playgrounds, entertainment venues, and major medical facilities. The quaint town of Safety Harbor is close by, popular for dining, entertainment, parks, and the Safety Harbor Spa that overlooks the stunning Tampa Bay waters. Easy access to major routes for commutes to Tampa, St. Petersburg, and the Interstate. Only 7 miles to St. Pete/Clearwater International Airport, 15 miles to Tampa International Airport, and 8 miles to beautiful Clearwater Beach. Sellers are licensed Florida real estate agents.
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Our Executive Mortgage Banker:
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$415,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,000 | $332,000 | $332,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $114 | $114 | $114 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,181 | $2,181 | $2,779 |
Total Monthly Payment | $2,370 | $2,370 | $2,968 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.