Welcome to your dream home from its ideal location through the front door into an open vaulted living area leading to multiple living areas and out into your overly generous backyard! Ideal for first-time buyers, second home buyers or investors, this charming single-family residence boasts a blend of comfort and convenience in a serene neighborhood that's a hidden gem on the sunny coast of Florida. No flood zone or evacuation zone, according to the owner. Step inside and be greeted by a spacious, open living area with a soaring vaulted ceiling and new luxury vinyl flooring that adds elegance and durability to your daily living. Filled with natural light, the tiled Florida room invites you to relax and soak up the sun, while updated lighting fixtures add a modern touch to the home's warm ambiance. Florida room can be easily converted to another bedroom with the addition of a closet or split into two offices, each with its private entrance. This well-maintained property features two cozy bedrooms in the original area of the home. The primary bedroom is highlighted with a cedar-lined closet for preserving your wardrobe, complemented by an additional closet to ensure ample storage space. The home includes two baths, one hall bath shared by the bedrooms and another in the garage conversion, used as a third bedroom. Entertain guests or enjoy private moments in your spacious vinyl fenced-in backyard, complete with a fire pit and hot tub, set among flowering plants and trees. Whether hosting a lively gathering or enjoying quiet playtime, this outdoor oasis is a delight. Not to be overlooked, the flexible garage space offers endless possibilities, adding an additional 480 square feet of air-conditioned usable space. Whether you envision a potential rental opportunity, third bedroom, bonus room, private office or workshop, the mini-split air unit and separate entrance cater to multiple uses. For those preferring traditional parking, it can easily revert to a full two-car garage with air conditioning. This exceptional home has been attentively updated with a hot water heater in 2020, roof in 2014 and HVAC system in 2017, ensuring peace of mind for years to come. Furnishings are optional. Its prime location means you're just a short drive from Phillies games, Dunedin, Safety Harbor, and Clearwater/St. Pete airport. Bordered on the north by Moccasin Lake Nature Park and though the ballfields to the south leading to Del Oro Park, there are plenty of trails for biking or recreation. From the ballpark, you can ride or walk across the Ream Wilson Trail to Del Oro Park all the way to the water. Courtney Campbell Causeway is within minutes to visit, ride a bike or just place your chair in the sand to gaze at the beautiful Tampa Bay. Honeymoon Island Beach is a 15-minute drive to the gulf. With easy traffic patterns, you can be in downtown Tampa, downtown St. Pete and Tampa International Airport within 20 minutes. Clearwater/Mease Hospital is only eight minutes from your home.
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Our Executive Mortgage Banker:
Our Insurance Division:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,920 | $343,920 | $343,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $216 | $216 | $216 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,259 | $2,259 | $2,879 |
Total Monthly Payment | $2,550 | $2,550 | $3,170 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.