4253 Rudder WAY, New Port Richey, FL, 34652 | $475,000

Boating Enthusiasts!!! Check out this charming 3/2 home w/ stunning long waterfront view on a prime canal in Gulf Harbors. 15 minutes from the Gulf this lot features a newer dock w/ boat lift that can accomodate a 22 ft v hull or pontoon boat up to 5000 lbs. An open
10 x25 saltwater pool is tastelfully appointed with brick pavers giving it a clean crisp look. A Pavered Circular Driveway w/ a stand of Christmas Palms emits a warm tropical vibe. Fully fenced this home features solar panels for added energy efficiency. (Solar lease to be assumed by new buyer at closing). Gulf Harbors is a premiere waterfront community without a lot of fees. There is an optional Beach Club Membership for $200 yr to access the private beach & an optional Yacht Club /Marina membership at a reasonable rate. The home itself sustained flood damage by Hurricane Helene and is being sold As Is. Drywall has been cut up 4 ft, kitchen appliances & cabinetry have been removed. AC Handler & duct work needs to be removed.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Garage
  • Style: Contemporary
  • Year Built: 1974
  • Garage: 1-car Circular Driveway, Driveway
  • Heating: None
  • Cooling: None
  • Approx Sq. Feet: 1,512
  • Acreage: 0.14
  • Est. Taxes: $2,857
  • HOA Fee: $125 Annually
  • Lot Desc: Flood Insurance Required, FloodZone, City Lot, In County, Near Marina
  • View: Pool, Water
  • Pool: Gunite, Salt Water
  • Pet Policy: Yes
  • Appliances: None
  • MLS#: TB8318713
  • Days on Market: 34 days
  • Website: https://www.raveis.com
    /prop/TB8318713/4253rudderway_newportrichey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/8/2025 9:47:08 PM)
Listing courtesy of JLS INVESTMENT REALTY   Phone: 813-506-8212

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4253 Rudder WAY, New Port Richey, FL, 34652

$475,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $380,000 $380,000 $380,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.330% 7.295% 6.538%
Monthly Tax Payment $238 $238 $238
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,528 $2,560 $3,258
Total Monthly Payment $2,841 $2,873 $3,571

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.