Seize this RARE opportunity to own a TURN-KEY FURNISHED and updated beachy oasis, nestled in the tranquil coastal community of North Beach Village. Boasting THREE inviting bedrooms and abundant communal living space, this haven provides a seamless balance between personal retreats and shared moments. Located just a short TWO-minute stroll to the BEACH and a plethora of local attractions, it is the ultimate place to call home year-around, ideal for a SEASONAL island getaway, or even a lucrative VACATION RENTAL property. Step inside the main level, where an airy and open living space welcomes you with a wall of HURRICANE GRADE glass doors, allowing the radiant Florida sunshine to flood in. Captivating coastal-inspired artwork adds an elegant touch to the decor. Making your way to the glass doors, that lead to an expansive screened-in porch, perfect for savoring your morning coffee or indulging in a refreshing evening margarita while enjoying the soothing sea breezes that surround you. The kitchen is adorned with bright cabinetry and top-of-the-line stainless steel appliances, a true culinary retreat. Glass-front cabinets display glistening glassware and dishware, while polished QUARTZ countertops provide abundant space to prepare all your favorite dishes. Your inner chef will appreciate the electric range, large refrigerator, overhead microwave, and efficient dishwasher. Adjacent to the kitchen, you'll discover the formal dining area featuring an exquisite oval glass-topped table that comfortably seats six. Additionally, the main level encompasses a practical powder room and a laundry nook complete with a washer and dryer for your convenience. Venture to the top level, where each of the three bedrooms awaits. The Owner's suite features a sumptuous KING-SIZED bed with plenty of space for all your fine things. The ensuite offers a glass-enclosed shower with a bench and a marble-topped vanity sink. Meanwhile, the second bedroom showcases a queen-size bed and a spacious closet. The third bedroom features a playful twin-over-full-size bunk bed perfect for guests of all ages. A UPDATED full bathroom with a tub/shower combination is easily accessible from the hallway. Recent updates have transformed this home, including PORCELAIN PLANK-STYLE TILE that now graces the entire main living area. All three bathrooms have been tastefully MODERNIZED, with the Ensuite featuring a stylish and space-efficient barn door. When you step outside, you'll find the ground-level outdoor space. Easily accessible by the stairs from the main-floor balcony. This area is a haven for BBQ aficionados. It also includes a bonus room, workshop, a roomy 2-car garage, and a private outdoor shower equipped with hot and cold water. While the interior of this home exudes beauty and tranquility, you're likely to be captivated by the stunning natural surroundings. The sandy shores of the Gulf of Mexico beckon just a quick TWO-MINUTE stroll away. North Beach Village also boasts an heated pool —just a stone's throw away. You can rent out this home 52 weeks out of the year with no upcoming special assessments in sight. Come experience coastal living at its finest while explore the island on foot, bike, or enjoy a complimentary trolley ride—it's just another day in paradise on Holmes Beach!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $735,200 | $735,200 | $735,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.209% | 6.750% | 6.664% |
Monthly Tax Payment | $736 | $736 | $736 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,708 | $4,708 | $6,404 |
Total Monthly Payment | $5,536 | $5,536 | $7,232 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.