WOW $300K for TWO BEDS?
Welcome home to this charming and thoughtfully laid out TWO-BEDROOM APARTMENT located in the HEART OF HARLEM. From the moment you enter, youll feel the WARMTH and CONVENIENCE of this delightful home.
Your journey begins in the SPACIOUS living and dining area, where natural light streams in, accentuating the layout with a SEMI-OPEN KITCHEN. This space is perfect for entertaining or simply relaxing after a long day. Imagine curling up with a good book or hosting friends for an intimate dinner party.
Adjacent to the living space is the EFFICIENTLY designed kitchen, where form meets function. Equipped with an AMANA stove, BROAN hood and FRIGIDAIRE refrigerator, the kitchens compact layout ensures everything you need is within easy reach and inspires culinary creativity while keeping cleanup manageable.
The TWO TRANQUIL BEDROOMS offer serene retreats from the bustling city. The larger bedroom easily accommodates a king-size bed and additional furnishings, while the second bedroom is perfectly suited for a guest room, home office, or personal haven. Both bedrooms feature ample closet space to keep your belongings organized and out of sight.
The bathroom combines practicality and style, offering a tub for soaking. It serves as a calming retreat, whether you're starting your day or winding down in the evening.
Nestled in a vibrant Harlem neighborhood, this address places you amidst a rich cultural tapestry. You are nearby to local cafes, charming boutiques, and a variety of restaurants that celebrate Harlem's storied culinary history. Nearby parks and cultural landmarks invite exploration, while convenient transportation options such as the 1, A, C, D, B trains and the M100, M11, M3, M5 & BX19 busses make it easy to connect with the rest of the city.
Make this delightful apartment your home and embrace a perfect blend of comfort, charm, and convenience in one of NYCs most dynamic neighborhoods. Call the listing agent to set an appointment today.
Income Restrictions - HDFC coop with income limits according to the 120% area median income
1 occupant must earn below $118, 680
2 occupants must earn below $135, 600
3 occupants must earn below $152, 520
4 occupants must earn below $169, 440
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Our Executive Mortgage Banker:
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$300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $240,000 | $240,000 | $240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,577 | $1,577 | $2,009 |
Total Monthly Payment | $1,652 | $1,652 | $2,084 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.