Lovely Co-Op community at Hiddenbrook Estates, Spacious manufactured home by ‘Ritz Craft, Craftsman 24x44 built 1986. Offers spacious 3 BRs and 2 Baths. Vaulted ceiling in LR (recently painted) and open floor plan to the Dining and kitchen area. There is a propane gas line hookup for a gas range and gas heater. The two units are in the shed. Many updates in this home and pride of ownership shown throughout. . Engineer floor planking in the LR, DR and kitchen done 2 years ago. Kitchen has been updated with oak cabinets-2009, gas range has 5 burners, stainless steel refrigerator is 2 yrs old. Primary Bedroom has bathroom with sit down shower, new large modern vanity, new commode and new flooring. On-demand gas hot water installed 2008. Gas furnace installed 2008. Central air is 3 ton was replaced Oct 2023. Roof replaced in 2009. Insulated skirting replaced. Thermo insulated replaced. Covered deck with trex. Parking for 2 cars. Laundry room with storage & pantry close, washer & dryer stays. Ceiling fans with light package. Oversized storage shed with lots of built in shelves with 2 windows and has electric. Large shrub gives privacy in your backyard area. Nice street view towards the end of the road with open fields. Affordable lot rent is $500 per month which includes: school & land taxes, town water, community sewer, garbage pickup, snow removal for the main road, (you have to shovel your own driveway and mow the lawn around the home. ) Playground at the end of Kens Way in the corner. Prospective Buyer must submit Hiddenbrook Estates residency application for Co-op Board to approve before contracts will go out. Why pay rent when you can own? Come and take a look! Inspection for information purpose. This is an estate listing, home sold as-is. Home inspection for information purpose. This home spells ‘Home Sweet Home!’
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $124,000 | $124,000 | $124,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $815 | $815 | $1,038 |
Total Monthly Payment | $890 | $890 | $1,113 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.