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101 Serpentine Lane, Islip (Islandia), NY, 11749 | $539,000
Welcome to this Center Hall Colonial, a home that has been occupied by its original owner since 1971. This spacious home features four generous bedrooms and 1. 5 bathrooms, offering plenty of space for family living. As you enter, you'll be greeted by a classic center hall layout that leads you to the inviting living room and formal dining room, perfect for entertaining guests. The cozy den boasts a charming fireplace, creating a warm and inviting atmosphere for relaxation, a nice size 1/2 bathroom. Step outside to the 3 Season Room located just off the den, an ideal spot for enjoying your morning coffee or unwinding in the evenings. The eat-in kitchen is a functional space with ample room for family meals and gatherings. Upstairs, you'll find four bedrooms and a full bathroom, providing comfort and privacy for everyone in the household. This home features hardwood floors throughout, with additional hardwood hidden under all carpeting (excluding den & living room) allowing for easy customization to suit your style. The partial unfinished basement offers endless possibilities for additional storage or future living space. Completing this property is a one-car garage, providing convenience and protection for your vehicle. Don't miss the opportunity to make this Center Hall Colonial your forever home! Come see all that this lovely property has to offer!
Features
- Town: Islip
- Rooms: 10
- Bedrooms: 4
- Baths: 1 full / 1 half
- Style: Colonial
- Year Built: 1971
- Heating: Baseboard, Oil
- Cooling: None
- Basement: Partial, Unfinished
- Est. Taxes: $8,205
- Lot Desc: Sprinklers In Front, Near Public Transit, Near Shops
- Middle School: CHARLES A MULLIGAN ELEMENTARY SCHOOL
- High School: Central Islip Senior High School
- School District: Central Islip
- Appliances: Dishwasher, Refrigerator, Oil Water Heater
- MLS#: 3593402
- Days on Market: 6 days
- Website: https://www.raveis.com
/prop/3593402/101serpentinelane_islip_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
101 Serpentine Lane, Islip (Islandia), NY, 11749
$539,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $431,200 | $431,200 | $431,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
| Monthly Tax Payment | $684 | $684 | $684 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,797 | $2,761 | $3,581 |
| Total Monthly Payment | $3,573 | $3,537 | $4,357 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535