You can stop your home search now because this is THE ONE! This stunning 2018 Highland Homes Serendipity floorplan offers several exceptional features that will make every day feel like a luxurious retreat. Imagine coming home after a long day and being able to relax and unwind while watching the gorgeous Florida sunsets over the picturesque lake in your own backyard. You can enjoy this scene in a steamy hot tub, which is included in the sale! Immediately upon entry, you will notice how well-maintained and spacious this home is! This home has 3 bedrooms PLUS an additional room that can be used as a den, office, play room, movie room, game room- the possibilities are endless! The living room, dinette, and kitchen have all been upgraded to vinyl plank flooring. This flooring also extends to the den/office. Some of the notable features of this home are the high ceilings, open-concept, and natural lighting, which adds to its charm by ensuring you feel comfortable in your home and that your guests always feel welcomed. The LAKE VIEW from the kitchen, dinette, and living room provide a wonderful backdrop as you prepare meals and entertain guests. The kitchen also features beautiful soft-close cabinets, a large and gorgeous kitchen island, plenty of countertop space- which has been upgraded to Corian, and a massive walk-in pantry- every cooking enthusiast's dream! As you step into the primary bedroom, you will be thrilled by the luxurious feeling this space provides. This room boasts a tray ceiling, adding an extra layer of elegance while you can also enjoy watching the SUNSET VIEWS over the lake directly from your bedroom windows! The primary bathroom features decorative tile in the shower, double sink vanity, private water closet, large custom walk-in closet PLUS an additional closet for extra storage space. Two additional bedrooms offer comfortable living spaces, each showcasing their own unique charm. Every bedroom is also equipped with custom closets, ensuring you always stay well-organized. If you enjoy the outdoors, you will love what this home has to offer here. As you step through the sliding doors to the EXTENDED SCREENED-IN LANAI, you can rest assured knowing you will always feel completely relaxed in this space. You can enjoy the water and nature views, eat a meal, read a book, or take the much needed time to yourself in your HOT TUB! This home truly provides the perfect opportunity for you to always feel cozy and comfortable. Some other awesome features of this home include: inside laundry room, ceiling fans, blinds, breaker box upgraded to include surge protection and hard wired for generator, radiant barrier installed in attic, in wall pest system, fenced yard, St. Augustine grass in the front yard, rain gutters, wonderful landscaping and curb appeal. If fishing is your hobby, you are also able to do this right in your own backyard! The gate in the backyard allows for easy access to the lake. Towne Park Estates Phase 2 has several different perks. There are playgrounds, TWO community pools, a Clubhouse, sidewalks for morning and evening strolls, and even…a DOG PARK! Benches along the lakes/ponds were added to allow residents to take breaks from walks and enjoy the views. This home is located in a highly desirable area- Close to Publix, Lakeside Village, and the Lakeland Airport too. One major event residents of the community look forward to each year is the SUN 'n FUN airshow! Come see this house today, and make it your home!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $299,920 | $299,920 | $299,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
Monthly Tax Payment | $397 | $397 | $397 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,970 | $1,993 | $2,529 |
Total Monthly Payment | $2,442 | $2,465 | $3,001 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.