PALMETTO POINT STUNNER!! HIGH and Dry! This 3 bedroom 2 bathroom 1 car garage, split level home is ready for its next owner! With NO HOA, NO CDD, and NO Deed Restrictions, this prime location in the highly desirable community of Palmetto Point will leave you with the freedom you are craving. ROOF is 2017, and the mini split downstairs was replaced in 2022! WHOLE HOUSE WATER PURIFICATION system newly installed, giving you and your family peace of mind! The refrigerator and microwave are BRAND NEW as well! When you enter this gorgeous home, you are greeted with an abundance of natural lighting, an open floor plan, and an IMPACT SLIDER door. The kitchen is fit for a chef, with beautiful Spanish tile work on an expansive island. The primary bedroom is located upstairs and the second bedroom is right next door, making this the perfect nursery, or GAME ROOM as the current owner has it. The primary bathroom has a huge garden tub, and ample vanity space. The second bathroom has a standup shower, along with additional closet space and a NEW vanity. The 3rd bedroom downstairs is the largest, and offers the versatility to be a bedroom, den, game room, or gym! One of the highlights of this BEAUTY is the back yard! Fully fenced in, with an expansive deck, perfect for watching the INCREDIBLE sunsets that Palmetto Point has to offer! The kids will LOVE the tree-house playground! Palmetto Point is a HIGHLY desirable community, both for families, and SHORT TERM RENTAL READY! NO permit needed! A hop, skip, and a jump, from Terra Ceia Bay, BEST FISHING IN THE COUNTY, and dolphins jumping down at the boat ramp. NO BRIDGES to open water! For a small fee, you can enjoy the association amenities, including the community boat ramp, dog park, and clubhouse. Conveniently located within 30 min of THREE AIRPORTS, numerous shops, restaurants, the FAMOUS GULF BEACHES, and UTC Mall. Schedule your showing today! This one will not last!
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$360,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $288,000 | $288,000 | $288,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $261 | $261 | $261 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,892 | $1,892 | $2,411 |
Total Monthly Payment | $2,228 | $2,228 | $2,747 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.