This beautiful 4/2 home just completed on the westside is a real gem. The open floor plan creates a welcoming atmosphere, perfect for family gatherings or entertaining friends. White cabinets and granite counters bring a modern and stylish touch to the kitchen, while wood look vinyl planks in the living areas add durability and charm. Having carpet in the bedrooms adds a cozy and comfortable feel to those spaces. This home offers a great blend of practicality and aesthetics, with features that are both stylish and easy to maintain. Located near shopping, dining, and other amenities. This is a wonderful place to call home! Well was done by a licensed & experienced well driller who pulled the proper well permits; builder is not responsible for any odor or taste of water that may or may not be present. This home is equipped with a performance based engineered septic system, ensuring efficiency and reliability; city required yearly maintenance agreement and fee will be in place. AC AND WELL CAGES DO NOT CONVEY
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,886 | $1,860 | $2,361 |
Total Monthly Payment | $1,961 | $1,935 | $2,436 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.