Mountain Dale now offers this gorgeous TURN-KEY home with plenty of space in & out! This home is in mint condition with the upgrades this Raised Ranch offers. Enter into a living room that features cathedral ceilings with recessed lighting with an open floor layout to a formal dining room with modern light fixtures. Plenty of window light and beautiful refinished hardwood floors throughout. A updated eat in kitchen with vinyl floors, white cabinets, granite countertops, trendy backsplash & gorgeous fresh out the box stainless steel appliances! 3 bedrooms are located on the main level, one which is an oversized Suite with ample closet space and its own private bath with a standup shower. A 2nd full bath with new vinyl floors, vanity, and hardware is also found in this level. The lower finished level offers a half updated bath and an oversized family room with a fireplace followed by an office for those that work remotly that can be used as a guest room, play room or workout room. Last but not least, a laundry area with hookups for your convenience. New Heat & AC unit along with energy efficient mini-splits! For those that enjoy the outdoors there is a back deck off the kitchen to enjoy morning coffee and summer grilling! Storage space will not be an issue with the size of this 2 car garage. This home sits on nearly 2 acres of outdoor space to enjoy. Among some of the upgrades this home offers worth mentioning are the newly refinished hardwood floors, updated baths & kitchen, new appliances, & HVAC. Only 25 minutes to Middletown & under 2 hrs to NYC. Close proximity to Monticello's Casino and indoor Waterparks. Come enjoy the private trails and views this area offers. Book your private tour today! (Virtual tour & Floor plans available)
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $756 | $756 | $756 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,102 | $2,102 | $2,678 |
Total Monthly Payment | $2,933 | $2,933 | $3,509 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.