Discover Low-Maintenance Living at Stoney Pointe in the Lakeland Highlands!
Enjoy a lifestyle of leisure and convenience in this charming community where the HOA fee covers exterior painting, re-roofing, and lawn care. Spend your free time swimming in one of two pools, playing tennis on the community court, or strolling along serene lakeside nature trails.
This home offers a versatile bonus office or den, a spacious eat-in kitchen, two bedrooms, two baths, an inside utility room, and a double attached garage. One of its standout features is the inviting screened-in lanaiāa perfect spot to meditate, read, or take a relaxing nap.
Recent updates include a newer refrigerator, hot water heater, vinyl flooring throughout, a new garage door opener, and a modern sprinkler system. Conveniently located in South Lakeland, you'll have easy access to shopping, dining, and the Polk Parkway (570 Bypass), making commutes to I-4, nearby beaches, and resort areas a breeze.
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Our Executive Mortgage Banker:
Our Insurance Division:
$354,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $283,920 | $283,920 | $283,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $154 | $154 | $154 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,842 | $1,818 | $2,358 |
Total Monthly Payment | $2,071 | $2,047 | $2,587 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.