Are you looking for a winter escape from the snowy north for a few months or a forever home? Then come to sunny Florida and Spanish Trails Senior Village active 55+ Community where you OWN the land with a low HOA fee of $95/month. This nicely maintained home offers 2BR/2BA and comes fully furnished. The kitchen has newer stainless-steel appliances, breakfast bar, and closet pantry. The adjoining dining area has carpet and built-in China cabinet for added storage. The dining area is open to the large living room with carpet, ceiling fan, furnished and just open the sliding doors to your front Florida room and you have additional space for entertaining family and friends. The owner's suite is large enough for a king size bed and has carpet, ceiling fan, walk-in closed and ensuite bathroom with vinyl floor and step-in shower. Bedroom two is also a good size and, like the owner's suite, has carpet, ceiling fan and walk-in closet. The guest bathroom is conveniently located across from bedroom two and has nice vanity, linen storage, vinyl floor and tub/shower combo. You can enjoy the gentle afternoon breezes in your screened-in porch just at the front of the carport. The laundry/storage area is situated in the attached building and accessed through the screen room. This 12x12 room has washer, dryer, utility sink and plenty of shelving and storage space. Home has central AC/Heating system and there's a membrane (TPO) over the main home and metal roof over the carport and screen room. The community is located close to premier medical facilities, shopping and restaurants. Schedule your appointment today and see everything that this community has available.
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Our Executive Mortgage Banker:
Our Insurance Division:
$123,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $98,400 | $98,400 | $98,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $39 | $39 | $39 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $646 | $646 | $824 |
Total Monthly Payment | $760 | $760 | $938 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.