This beautifully landscaped 4-bedroom, 3-bath, 3-car garage, brick pool home on a large, corner, waterfront lot in Heritage Place at Fern Gardens is available for new ownership. Entering this gorgeous split floor plan home, the soaring ceilings and the abundance of natural light will captivate you. The spacious main living area is adorned with plantation shutters, a gas fireplace and a sitting area that would make the perfect office space. The kitchen includes 42” cabinets with numerous slide-outs, a large island, pendant lighting, custom tile backsplash, all stainless-steel appliances, and overlooks the pool area and pond. The waterfront 16 X 13 Primary Suite includes private pool/lanai access, dual walk-in closets, and the ensuite bath boasts dual vanities, a garden soaking tub, walk-in shower with seat and water closet. The rear of the home includes a screened and covered lanai and paver lined saltwater swimming pool that overlooks the pond. The 3-car garage includes a newer garage door opener, utility sink, workbenches, attic storage, and numerous cabinets for additional storage. Additional features include a BRAND-NEW ROOF to be installed prior to closing, numerous updated fixtures throughout, an irrigation well keeping your water bills to a minimum, and the rain barrel and washer and dryer in the laundry room stay with your new home. Located about 2 miles from Stetson University and historic downtown Deland and under 45 minutes to the beaches and Orlando, this home is perfectly tucked away right in the middle of it all. All measurements are approximate and should be independently verified.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $309 | $309 | $309 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,465 | $2,433 | $3,156 |
Total Monthly Payment | $2,849 | $2,817 | $3,540 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.