2220 Garden Lake DRIVE, Winter Haven, FL, 33884 | $375,000

Experience resort-style living in the prestigious gated community of Winterset, located just minutes from Legoland. This captivating 3-bedroom, 2-bath home, with its Mediterranean-inspired architecture and breathtaking waterfront views, offers the perfect blend of elegance and tranquility. Nestled on a peninsula, the property is surrounded by water on its eastern and southern borders, creating a serene and picturesque setting.

The thoughtfully designed triple split-bedroom floor plan features a spacious great room, highlighted by oversized hurricane-impact sliding glass doors and windows that fill the home with natural light. The kitchen is a chef's delight, boasting oak cabinets, recessed lighting, a center island, and an upgraded stainless steel appliance package. The dining area, adorned with a stylish chandelier, overlooks calming pond views, making every meal a delight.

The generously sized master bedroom suite provides private access to the deck through sliding glass doors. His-and-her walk-in closets with custom organizers offer ample storage, while the luxurious master bathroom includes a jet spa tub, dual vanities, and a tiled shower. The two guest bedrooms are spacious and inviting, enhanced with designer light-filtering sheer shades for added comfort.

Additional features include a utility room for extra storage, wood laminate flooring, upgraded light fixtures, and new retractable awnings on the wraparound deck. Modern conveniences include a 3. 5-ton heat pump HVAC system (2019), a Nest thermostat, a programmable water heater, and a washer and dryer. The home also boasts a leaded glass front door, a durable tile roof 2002, 6-inch baseboard molding throughout, upgraded comfort-height commodes, pull-down attic stairs, and epoxy-finished flooring in the 1-car garage, which includes a niche ideal for a workshop or bike storage. Home is being sold Fully Furnished & Turn Key Ready.

Winterset offers an exceptional array of community amenities, including a lakefront clubhouse with tennis courts, shuffleboard, heated pool, a hot tub, and access to Lake Winterset, part of the renowned Winter Haven Chain of Lakes. HOA Fees also include Lawn Service. Conveniently located near shopping, dining, and medical facilities, this home provides a lifestyle of luxury, comfort, and convenience.

Features

  • Amenities: Clubhouse, Fence Restrictions, Gated, Pickleball Court(s), Pool, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room
  • Style: Mediterranean
  • Year Built: 2002
  • Garage: 1-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,717
  • Acreage: 0.2
  • Est. Taxes: $2,722
  • HOA Fee: $109 Monthly
  • Lot Desc: Corner Lot, Landscaped
  • View: Water
  • Elem. School: Chain O Lakes Elem
  • Middle School: Denison Middle
  • High School: Lake Region High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: P4932822
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/P4932822/2220gardenlakedrive_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/10/2025 9:38:05 AM)
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2220 Garden Lake DRIVE, Winter Haven, FL, 33884

$375,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $300,000 $300,000 $300,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.330% 7.295% 6.538%
Monthly Tax Payment $227 $227 $227
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,996 $2,021 $2,572
Total Monthly Payment $2,298 $2,323 $2,874

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.