187 Osprey Lakes CIRCLE, Chuluota, FL, 32766 | $699,900

This is an opportunity you do not want to miss. Homes in coveted Osprey Lakes rarely come up for sale and for a reason. This gated community is surrounded by nature, is private and secluded yet minutes from shopping, dining and Oviedo on the Park, where you can enjoy endless community events. The home itself has been remodeled from top to bottom and has the perfect 3-way split floor plan that will check all the boxes. When you enter the home you will immediately notice that the owners did not leave a stone unturned. Porcelain wood look tile, modern light fixtures, wainscoting and plantation shutters are just some of the upgrades. The primary suite features a separate sitting area that will make the perfect nursery, reading nook or office. On the opposite side of the home the remaining 3 bedrooms are spacious and all closets have closet organizers. Bedroom 4 offers a built in desk and Murphy bed combination, making it the perfect guest suite! The kitchen is a show stopper with professionally painted and glazed 42”cabinets with light rail and crown molding, stainless appliances, gorgeous granite and a custom made butcher block island. Your FULLY FENCED backyard offers a SALT WATER pool, pergola with fan and large screened area, perfect for entertaining and family living. Enjoy the convenience of having your pool controls on an aqua link app that you can control from your phone. If this wasn’t enough there is no maintenance to worry about! NEW ROOF (2022) Hot water heater (2022) and AC (2022) have all been recently replaced.
Osprey Lakes offers direct access to the Flagler Trail Trailhead, walking paths, a community boat ramp that allows you to paddle board or kayak on the lake and the convenience of being 30 minutes to the beach and easy access to the 417 and 408 which will take you anywhere in the city. Being located in an A+ Seminole County School District is the icing on the cake. Call today for a private appointment!

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Laundry Room
  • Year Built: 2004
  • Garage: 3-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,567
  • Acreage: 0.35
  • Est. Taxes: $4,173
  • HOA Fee: $1,288 Annually
  • Elem. School: Walker Elementary
  • Middle School: Chiles Middle
  • High School: Hagerty High
  • Pool: Gunite, In Ground, Outside Bath Access, Salt Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: O6260636
  • Days on Market: 26 days
  • Website: https://www.raveis.com
    /prop/O6260636/187ospreylakescircle_chuluota_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/7/2025 11:17:09 AM)
Listing courtesy of COLDWELL BANKER REALTY   Phone: 407-352-1040

William Raveis Family of Services

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

187 Osprey Lakes CIRCLE, Chuluota, FL, 32766

$699,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,920 $559,920 $559,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.330% 7.171% 6.538%
Monthly Tax Payment $348 $348 $348
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,725 $3,721 $4,801
Total Monthly Payment $4,165 $4,161 $5,241

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.