This three-bedroom, two-bathroom, Cape-style home is situated on a sizeable lot in a cul-de-sac location. The approximately 1, 400 square foot residence has undergone extensive renovations to the kitchen and both bathrooms. The layout of the first floor is very versatile and offers a variety of uses including the option for a first-floor primary bedroom. The kitchen features updated cabinetry, countertops, and appliances, providing a functional and modern cooking space. The renovated bathrooms offer a well-appointed vanity, tiling, and fixtures, creating a comfortable and visually pleasing personal retreat. The three bedrooms provide ample space for various living arrangements. The primary bedroom option on the first floor offers a versatile layout, allowing for a range of furnishing options. The two additional bedrooms are well-proportioned, and offer flexibility in their use. The sizable, level lot provides room for outdoor enjoyment and potential for future expansion. The cul-de-sac location makes for a peaceful and private setting while remaining accessible to many amenities in the immediate surrounding area.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $534 | $534 | $534 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,628 | $2,628 | $3,348 |
Total Monthly Payment | $3,254 | $3,254 | $3,974 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.