Welcome to Northwest Harbor, a stunning part of The Hampton Waters Community! This contemporary home offers the perfect blend of comfort and convenience. With over 1900 sq. ft. of living space, this home features a front porch and an open floor plan with cathedral ceilings. The large loft overlooks the open area, creating a spacious and airy atmosphere. The kitchen boasts granite counters and a large pantry, perfect for the aspiring chef. With 3-4 bedrooms and 3 full baths, there is plenty of room for the whole family. Hardwood floors throughout add a touch of elegance. Stay cool during the summer months with central air and enjoy the freshly painted interior. The full unfinished basement with 9 ft ceilings offers endless possibilities. Step outside onto the new rear deck and take a dip in the 20x40 in-ground pool, complete with a new liner, stairs, decking, and filter motor. The fenced yard and in-ground sprinklers add convenience and peace of mind. Located just minutes away from the beach, the village, and Sag Harbor, this home is truly a gem. Don't miss out on the opportunity to make it yours!, Additional information: Appearance: Mint, Interior Features: Lr/Dr, Separate Hotwater Heater: Yes
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,599,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,279,920 | $1,279,920 | $1,279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.820% | 6.723% | 6.284% |
Monthly Tax Payment | $801 | $801 | $801 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,571 | $8,195 | $10,887 |
Total Monthly Payment | $8,496 | $9,120 | $11,812 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.