Welcome to my delightful nest in charming Palm Harbor! I offer two cozy bedrooms, two bathrooms, and a 1-car garage for your convenience.
As you step inside, you'll be embraced by my inviting vaulted ceilings and bright, light-filled interior. I have a new roof, replaced in 2023, giving you peace of mind, and my HVAC system was updated in 2022 to enhance energy efficiency.
My split floor plan creates nicely separated spaces, allowing for both privacy and togetherness. In my kitchen, you'll discover modern stainless steel appliances, ample cabinet space, and beautiful granite countertops. I also feature a separate dining room for gatherings and meals.
My spacious primary bedroom includes a private bathroom featuring an updated countertop vanity and sink. You'll find a generous walk-in closet that provides plenty of room to store your belongings! I also offer additional storage inside my garage, with convenient attic access, as well as outside on the backyard lanai.
My large rear yard is fenced for your privacy and is beautifully landscaped, creating a serene oasis complete with a Koi pond, just waiting to be filled back up with water and fish.
Living in this wonderful community comes with delightful perks, including access to a sparkling heated pool. Located right in the heart of Palm Harbor, you'll be just moments away from local restaurants, shopping centers, Gulf beaches, and a quick drive to Downtown Dunedin or the Dunedin Causeway and Honeymoon Island. My HOA fee is a reasonable $230/month.
Don’t miss the chance to make me your home—a perfect blend of comfort, affordability, and space awaits you!
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $95 | $95 | $95 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,730 | $1,728 | $2,229 |
Total Monthly Payment | $1,900 | $1,898 | $2,399 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.