WELCOME HOME! FULL TIME OR 'SNOWBIRD' RESIDENT, we have just the property for you. Wonderful 2BR/2BA/1CG with 995sf of living space in the premier 55+ golf community of RIVER ISLES. Very nice curb appeal. Enter to the light and bright combination Living Room & Dining Room, with sliders to the rear enclosed lanai. To the left is the efficient galley style Kitchen, with Dinette or Home Office area. This too has a slider to the lanai. With a 9x20 enclosed lanai, there is room for some great grillin' and chillin'. The bedrooms are located on the opposite side of the house offering privacy to owners and guests alike. The bedroom sizes are similar and both have reach-in closets. The primary bath is in the common hall to the bedrooms. It has a combination tub/shower. The second bathroom is located in back of the laundry area in the garage. Speaking of garage, it is a 1 car, however if you have a golf cart, it most likely will take claim to the garage. Not to worry as the driveway is wide enough for 2 vehicles. Golfers and non-golfers often use the GC as their 'community transportation vehicle' . The community clubhouse is the hub of most activities; meetings, events, entertainment/dances, crafts, lending library. game room, exercise room, secure mail room, active shuffle board group (regular and special fun events), temperature controlled pool for your year around enjoyment. Let's not forget the community owned professionally maintained 9 hole executive golf course, definitely not a par 3 course, better bring your driver. The community is located minutes away from Interstates, airports, shopping, dining, medical facilities, worship, amateur and professional sports facilities and teams, the MANY area cultural amenities, and the beautiful Gulf of Mexico water and sensational beaches. Low HOA fee, pet friendly. Note: There is a onetime new buyer Capital Contribution Fee of $2000, payable at closing.
Old Republic Home Warranty included.
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Our Executive Mortgage Banker:
Our Insurance Division:
$263,755
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $211,004 | $211,004 | $211,004 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $87 | $87 | $87 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,404 | $1,402 | $1,809 |
Total Monthly Payment | $1,566 | $1,564 | $1,971 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.