Price Reduction and Motivated Seller! Water/Boating access to the Intercoastal Waterway. an affordable price in a private community. Welcome to this gem of a community hidden in Englewood on Gottfried Creek. This two bedroom two bath home with enclosed porch could be yours for year around, part time personal getaway or an investment property. This home is nestled in a quiet community with boat docks, Kayak storage with access to the ICW. The docks have electricity and water available. The heated community pool has covered outdoor seating and there are other outdoor entertaining areas making this a perfect place for your friends and neighbors to enjoy our Florida endless summer attitude. Quiet times can be spent on the enclosed porch of your home enjoying coffee in the morning or a good book in the afternoon. There is ample storage in the home as well as additional storage in the front of the house. The open concept from the kitchen, dining and Livingroom and on to the all weather porch makes the entertainment space vibrant and spacious. This 55 and older community is also pet friendly allowing a cat or a dog not to exceed 30 pounds. Located near Dearborn Street with its shops, restaurants, Thursday Farmers Market, Saturday Car Shows and Live Music makes this home centrally located. Do not forget the access to the beaches of Manasota Key, Venice to the North and Boca Grande to the South. This home is perfect for the Floridian lifestyle. Bring your boat and, sunshine attitude and experience the water opportunities that await from Gottfried Creek down to the ICW and venture to the beautiful Gulf. Bring your Kayak also and explore the area and the nature that surrounds you. Schedule a showing now!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,920 | $231,920 | $231,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $241 | $241 | $241 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,543 | $1,541 | $1,989 |
Total Monthly Payment | $1,859 | $1,857 | $2,305 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.