1600 Beach TRAIL, Indian Rocks Beach, FL, 33785 | $4,500,000

GULF FRONT HOME. Two Hurricanes - ZERO damage and ZERO water intrusion. . . built to last.


Welcome to 1600 Beach Trail, a stunning gulf-front home in Indian Rocks Beach, FL. The main residence, located directly on the Gulf of Mexico boasts 3 bedrooms and 2 full bathrooms with a total of 2100 sq feet of space offering a spacious and luxurious living experience.


This property has been fully renovated in 2023 and features a plethora of new additions such as a new AC system, natural gas tankless hot water and pool heater, a new metal roof with vaulted ceilings, all new hurricane impact windows and doors and a brand new custom kitchen with natural gas stove. The flooring has been updated throughout, and there's a brand new beach front heated pool surrounded by travertine tile.

The property also offers two attached vacation villas with direct gulf access. Convert one villa to a garage (see photos for renderings) or add additional square footage for main home and keep second villa as a guest house. With no rental minimum, the villas can be utilized for vacation or short-term rentals, offering a potential income stream for the owner, or provide a seperate space for visiting family and guests.

The Indian Rocks Beach community welcomes you with a warm, inclusive environment, and the property's prime location provides easy access to local amenities. This property is not just a home, but a lifestyle offering the unique blend of comfort, luxury, and the serenity of beachfront living.

50 ft Direct Gulf Frontage. |
3100 total sq feet |
Main house is beach front 2050 sq feet (3 bedroom / 2 bath) |
Brand new heated pool with travertine tile |
Fully renovated (2023). |
Villa 1 | 1 bedroom / 1 bath | - (garage conversion)
Villa 2 | 2 bedroom / 1 bath | - (guest house)
Zoned for Vacation / STR - no rental minimum - Daily and weekly.

Features

  • Amenities: Playground, Tennis Court(s)
  • Rooms: 5
  • Bedrooms: 6
  • Baths: 4 full
  • Lot Size: 50 x 155
  • Laundry: Common Area, Inside
  • Year Built: 1960
  • Garage: Guest, None
  • Heating: Central, Zoned
  • Cooling: Central Air, Mini-Split Unit(s), Zoned
  • Approx Sq. Feet: 3,100
  • Acreage: 0.18
  • Lot Size: 50 x 155
  • Est. Taxes: $27,317
  • Lot Desc: City Lot, Landscaped, Level, Street Dead-End
  • View: Water
  • Elem. School: Anona Elementary-PN
  • Middle School: Seminole Middle-PN
  • High School: Largo High-PN
  • Pool: Heated, In Ground, Lighting, Outside Bath Access, Salt Water, Tile
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Wine Refrigerator
  • MLS#: TB8325726
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/TB8325726/1600beachtrail_indianrocksbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/2/2024 7:34:33 AM)
Listing courtesy of DOUGLAS ELLIMAN   Phone: 727-698-5708

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Customer Service

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1600 Beach TRAIL, Indian Rocks Beach, FL, 33785

$4,500,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $3,600,000 $3,600,000 $3,600,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.625% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.209% 6.750% 6.745%
Monthly Tax Payment $2,276 $2,276 $2,276
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $23,051 $23,051 $31,360
Total Monthly Payment $25,452 $25,452 $33,761

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.