Our preferred LENDER is offering up to $3, 000 TOWARDS YOUR CLOSING COST, making your dream home even more affordable! CALL FOR DETAILS! Welcome to this charming 3 bedroom, 2 bathroom, 2 car garage, one story house located in the highly sought-after FREEDOM RIDGE community! As you enter the home, you'll be greeted by a spacious and open concept floor plan. The living/dining area boasts a vaulted ceiling and huge windows that flood the space with natural light. The kitchen has granite countertops, island, and ample cabinet space. The living room is perfect for entertaining guests. The primary bedroom features an en-suite bathroom and large double vanity. The split bedroom plan ensures privacy for both family and guests. The two additional bedrooms features and plenty of closet space. Enjoy your mornings and evenings on the fully fenced landscaped backyard and cozy tiled patio, perfect for relaxing and enjoying the Florida sunshine. Situated on a conservation lot, you'll enjoy the serene beauty of the natural surroundings while still being just minutes away from major highways such as I-4 and I-75. Whether you're commuting to work or exploring the vibrant local area, this location offers ultimate convenience. Nestled in a charming Seffner neighborhood with no CDD and low quarterly HOA fees, revel in the tranquility of this convenient location. Enjoy easy access to downtown Tampa, MacDill AFB, Tampa International Airport, beaches, shopping, schools, and more! Don't miss your chance to make this stunning house your new home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$376,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,800 | $300,800 | $300,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $425 | $425 | $425 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,951 | $1,926 | $2,498 |
Total Monthly Payment | $2,451 | $2,426 | $2,998 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.